Dozens of companies have suspended their dividend payments in response to how the coronavirus pandemic is affecting on their businesses, creating a new set of challenges for investors.Goldman Sachs says it's identified some of the companies with a blend of relatively large dividend payments that are also safe and relatively unlikely to get cut or suspended.Each of these listed companies has a dividend rate that's double what the typical Russell 1000 stock pays.Visit Business Insider's homepage for more stories.To get more news about WikiFX, you can visit WikiFX news official website.
Investing can still pay off, but it doesn't pay like it used to.With the US economy at a near-standstill, corporate America faces an uncertain future and balance sheets are under unprecedented strain. One result is that companies are slashing their payouts. Dozens of S&P 500 companies have already suspended their dividend payments and cut their stock buybacks.In total, Goldman Sachs says spending on buybacks will be cut in half and dividend spending will drop 23% in 2020, to its lowest level in at least five years. The firm sees little prospect of improvement in 2021.But that general rule doesn't dictate what every single company will do. David Kostin — Goldman's chief US equity strategist — says investors who want dividend income should look at three criteria: high yields, safe balance sheets, and reasonable payout ratios.
The appeal of the first group is obvious, as safe balance sheets and sustainable payout ratios mean there's less chance the company will have to cut its dividend payments because it's in dire financial straits.Kostin and his team scanned through components of the Russell 1000 index to find companies that satisfy all of those requirements. Their payments are far stronger than the typical stock, as they all have annual yields of least 4.5% — nearly triple the Russell 1000 median of 1.7%.The evidence for their strong balance sheets comes in the form of their S&P long-term issuer ratings, which are all BBB+ or higher. That's a comfortably investment-level grade.The payout ratios are also reasonable, leaving less risk the company will have to cut its payments to meet other obligations. In 2019 most of these companies' dividends were equal to about 50% of their annual earnings. That number is likely to shoot higher this year as earnings drop, but the 2019 figures are evidence of safety.
These are Kostin's top 13 stocks that fit all three categories. They're ranked from lowest to highest based on the size of their annual dividend yields. At a time stock picking more important than it's been in years, that knowledge might pay off in a big way.

Dozens of companies have suspended their dividend payments in response to how the coronavirus pandemic is affecting on their businesses, creating a new set of challenges for investors.Goldman Sachs says it's identified some of the companies with a blend of relatively large dividend payments that are also safe and relatively unlikely to get cut or suspended.Each of these listed companies has a dividend rate that's double what the typical Russell 1000 stock pays.Visit Business Insider's homepage for more stories.To get more news about WikiFX, you can visit WikiFX news official website.
Investing can still pay off, but it doesn't pay like it used to.With the US economy at a near-standstill, corporate America faces an uncertain future and balance sheets are under unprecedented strain. One result is that companies are slashing their payouts. Dozens of S&P 500 companies have already suspended their dividend payments and cut their stock buybacks.In total, Goldman Sachs says spending on buybacks will be cut in half and dividend spending will drop 23% in 2020, to its lowest level in at least five years. The firm sees little prospect of improvement in 2021.But that general rule doesn't dictate what every single company will do. David Kostin — Goldman's chief US equity strategist — says investors who want dividend income should look at three criteria: high yields, safe balance sheets, and reasonable payout ratios.
The appeal of the first group is obvious, as safe balance sheets and sustainable payout ratios mean there's less chance the company will have to cut its dividend payments because it's in dire financial straits.Kostin and his team scanned through components of the Russell 1000 index to find companies that satisfy all of those requirements. Their payments are far stronger than the typical stock, as they all have annual yields of least 4.5% — nearly triple the Russell 1000 median of 1.7%.The evidence for their strong balance sheets comes in the form of their S&P long-term issuer ratings, which are all BBB+ or higher. That's a comfortably investment-level grade.The payout ratios are also reasonable, leaving less risk the company will have to cut its payments to meet other obligations. In 2019 most of these companies' dividends were equal to about 50% of their annual earnings. That number is likely to shoot higher this year as earnings drop, but the 2019 figures are evidence of safety.
These are Kostin's top 13 stocks that fit all three categories. They're ranked from lowest to highest based on the size of their annual dividend yields. At a time stock picking more important than it's been in years, that knowledge might pay off in a big way.

WikiFX EA cloud host is the first cloud server tailored for forex trading. With preinstalled MT4 and MT5 trading software, the cloud host uses a remote Windows desktop to operate multiple EAs of forex traders in 24 hours. At the same time, WikiFX shield system released with the EA cloud host together will also be installed to perform real-time detection and analysis of EA data.To get more news about WikiFX, you can visit WikiFX news official website. 　　According to the data, EA's global market share has reached 31.5%with a steady increase.Compared with manual trading, EA trading has obvious advantages. 　　First, EA trading can run instantly within 24 hours, so you dont need to spend too much time and attention on the market. Second, EA trading can detect price changes and place orders more quickly; Finally, EA trading can help you avoid emotional fluctuations and trade more rationally. All the advantages indicate the future trend of EA trading. 　　After seeing the trend, traders should try to avoid the shortcomings of EA trading, which is processed in a stable operating environment and network environment. Power outage or network disconnection will cause interruption of trading. So WikiFX EA cloud host comes into being. Through the double models, WikiFX EA cloud host and shield, traders can enjoy a better trading environment to invest and analyse data in 24 hours. 　　02 　　Powerful system performance: 　　Each WikiFX EA cloud host is independent and has exclusive hardware, so it is not affected by any environmental factors; with excellent hardware configuration, the EA cloud host provide a stable operation under a stable network speed; After repeated debugging by WikiFX team, the cloud host can operate over 20 trading software linked and provide investors with more investment options. 　　03 　　Network advantages: 　　WikiFX EA cloud host network has covered 10 countries and regions including the Middle East, Asia Pacific, Europe, and America etc.. The WikiFX team selected the 10 best performing ones out of 100 nodes worldwide by tens of thousands of tests, providing investors with a better trading experience. According to the distribution density of global brokers, the 10 nodes are chosen in Shanghai, Hong Kong, Taipei, Tokyo, Singapore, Bangkok, Ho Chi Minh City, Washington, London and Dubai, covering more than 90% of global brokers. Due to the network advantages of EA cloud host, the average speed of investors order is 0.2 seconds faster than others. In addition, the EA cloud host has exclusive broadband to ensure stable network speed, and the execution speed of EA strategies can be about 5% higher than others. 　　04 　　Keep your data safe: 　　The EA cloud host is exclusive to a single person, and the investor has an independent trading environment. In addition, the preinstalled WikiFX shield of the EA cloud host can also monitor and protect the investor's trading system in real time, with an early warning function. 　　The most important thing is that WikiFX also created a cloud disaster recovery mechanism with a ratio of 1: 1, which means that each user has a spare EA cloud host to ensure that investors EA trading can continuously run in 24 hours a day. 　　The preset modular and pluggable structure can meet the diversity of future functions and different needs of investors. 　　Complete the registration in four steps and start using it in 1 minute without complicated registration process. Traders can experience the WikiFX EA cloud host immediately. In addition, WikiFX EA cloud host can be operated simultaneously at PC and mobile phone, and all information is available at any time. Investors can log in the cloud host at WikiFX APP by one click after linking. Without opening MT4 / MT5 or EA cloud host, you can view account information through your mobile phone. 　　In the WikiFX APP, investors can view account information at any time, including total assets, net assets, available margin, floating profit and loss. In addition, investors can also view the position, transaction records, transaction costs, transaction speed etc. in their trading account whenever and wherever they like.

The next round of talks between David Frost and the EU's Michel Barnier take place next week
Despite the fear, the misery and the suffocating uncertainty of Covid-19, by now you've no doubt heard on the Brussels-Paris-Berlin-Dublin-Belfast-London grapevine: the post-Brexit trade talks between the EU and the UK are in trouble.To get more news about WikiFX, you can visit WikiFX news official website.
Sure, there's agreement in basic free trade discussions but clashes on key issues remain. On Tuesday, Ireland's Foreign Minister Simon Coveney said the two sides looked like they were heading for a crisis which, from the Irish perspective, was “very, very serious”.
So, should we be concerned？
Ok, I'm being intentionally provocative. I'm hoping you'll peruse this blog on Brexit even though you're drowning in must-reads on coronavirus. But I certainly don't mean to be flippant.
Image copyrightEuropean Commission
The fact is: a crisis was always predicted in EU-UK trade talks. They are multi-layered and complicated. The first time ever in trade negotiations that two parties are focused on loosening the ties that bind them (now the UK is no longer an EU member state) rather than creating new and closer bonds.
What the two sides want
The UK seeks more than a basic economic relationship with the EU, whatever impression some UK politicians may seek to give.
For example, the UK government hopes to continue to benefit from EU-wide data sharing arrangements. It wants access to the central intelligence database of the EU's law enforcement agency Europol. Germany is not at all keen on that idea. It says once you've left the club, forget the perks. You can't have your cake and eat it.
Brexit trade talks progress 'not good' - Coveney
UK-US trade talks will not be an easy ride
Starting gun to be fired on UK-US trade talks
The two sides want to work together in research and development, transport, chemical waste, law enforcement and judicial co-operation. Then there's the contentious issue of fish: to what extent EU fishermen will be allowed access UK waters.
Here, the UK turns the tables and accuses Brussels of trying the cake-and-eating-it routine. The EU wants to keep the same fishing quotas as when the UK was a member state. And if there's no agreement on fishing, the EU threatens, there'll be no trade deal at all..
You get the picture.
Wrangling over competition rules
The EU is also deeply concerned about possible unfair competition. UK businesses know the EU market well and have great contacts after more than 40 years of membership.
Brussels worries that if the UK slashes regulations such as labour, state aid and/or environmental rules in the future, then that will give UK businesses an advantage over European ones in their own single market. So, the EU wants a commitment from the UK to keep in line with its competition regulations long after Brexit. Something the UK says as a sovereign country it cannot and will not do.
It points out the EU did not impose similar demands on Canada in their zero-tariff, zero-quota trade deal.
The EU response: Canada doesn't have zero tariffs, zero quotas in all areas such as agriculture. UK farmers presumably wouldn't be thrilled, says Brussels, if they were left out in the cold.
Also, EU leaders, such as Germany's Angela Merkel, view the UK as a far bigger threat on their doorstep. Geographically far closer than Canada; trade volumes far higher.Political intervention is needed on both sides in order to find compromise. But political leaders have more than their hands full with coronavirus at the moment.
There's also a suspicion in Brussels that the UK is dragging it feet. “Selectively negotiating,” as one influential EU figure put it to me: in other words refusing to engage in areas where it doesn't want to compromise, such as fishing and competition regulations.
The assumed UK hope is that, later in the year, with time running out and Brussels anxious to avoid a no deal situation, the EU will give in, give up and compromise far more than it had intended to.
The UK's chief negotiator David Frost denies the UK is doing anything other than negotiating in good faith.

If a lack of sunshine and social isolation has left you feeling a little flat, the good news is, the internet is full of awesome deals if you know where to look. For example, one popular cosmetics brand is hosting some pretty sweet deals on the Sale section of their website - and you can access Nyx Canada's cosmetics sale with no promo code needed.Try to find ways to save much money? discountscat is the best place for you to get coupons, vouchers and deals to help you save much money on your purchase. To get more news about Edible Arrangements Coupon Code, you can visit discountscat official website.

The brand's Sale section actually highlights some of their best-selling products at a discount, with prices ranging from $3 to $37 - the latter being for their beauty advent calendar and marked down from $75.

However, the vast majority of products are in the single digits.

In fact, you can score their soft focus primer for $7, down from $14 - which is a 50% markdown right there.

With a rating of 4.8 stars on the site, the primer's described as weightless and silky and touted for blurring out pores and helping with makeup application.

But that's not the only deal to be found.

Narcity may receive a small commission if you purchase something we recommend in this article, which was created by the Narcity Shop team just for you.

You'll have your choice of lip products in this sale as well, although one of the most hyped is probably the Sprinkle Town Duo Chromatic Lip Gloss.

It's actually a two in one product: you can slick some on your pout for shine, or dab a swipe onto your cheekbones and cupid's bow for a highlight.

It's rated five stars on the website, and it's selling for 50% off the original price, for a total of $5.50

And for those of us who know just how popular Nyx Canada's highly pigmented Jumbo Eye Pencil is, then you'll be releived to find out certain shades are included in the sale too.Want to get the highest quality products with the lowest prices while shopping?Read More

With more consumers shopping online, there’s a proliferation of discount codes (such as SAVE20, 25OFF, FREESHIP) enticing them to buy. The frustration: You fill your cart, prepare to check out, apply the code and — arghh — no savings.Try to find ways to save much money? discountscat is the best place for you to get coupons, vouchers and deals to help you save much money on your purchase. To get more news about Seamless Promo Code, you can visit discountscat official website.

On average, coupon/promo codes work only about a third of the time, says Walt Roloson, co-founder of Wikibuy (owned by Capital One), a popular online shopping browser extension that finds and applies coupon codes during checkout. Among the most common reasons a code doesn’t work — it’s expired, there are exclusions, it’s non-transferrable and, my favorite, because it just doesn’t.

Terri Lynn always searches for a promo code before completing any online purchase. “It’s part of my DNA. I’m not obsessed, it’s just something I do as part of my shopping routine,” says the media relations consultant in Naples, Florida. Lynn is such a fan of codes that if she sees something she likes in a department store, she’ll make a note of it, go home to her computer and search for a coupon code. “In the course of a year, I’ve saved thousands, and that’s not shopping excessively.”

Austin Varley rarely makes it into department stores. The self-described “huge online shopper” buys everything, including groceries, through his computer or smartphone. “I have limited time in my day to get things done. Online shopping saves me valuable time, and coupon codes save me even more money,” says Varley, owner of a Scottsdale, Arizona, advertising agency.

Even if you’ve been burned before by a bad code, you may want to try again. Here’s how to save as much as you can:

Determine whether a retailer uses codes. Says Lynn, “When I go to check out, if it shows a box asking for a promo code, 99% of the time that means there’s a coupon out there. I’m going to find it.” Use a trusted source. Sure, you can search for “retailer name + promo code,” but you’ll probably get hundreds of results. The better path is to check websites such as RetailMeNot, DealsPlus, Coupon Cabin and Slickdeals. These sites work with thousands of retailers and brands, as well as user submissions, to aggregate sales and codes. At RetailMeNot, all codes are tested and verified before being published. In addition, the site solicits input from users who can indicate a thumbs up or thumbs down to rate a code’s usability, making it easy for you to see how often the code works. Other code-centric websites operate in a similar fashion. For example, Slickdeals puts a green check mark next to a verified code.

Install a browser extension. Among the most popular are Wikibuy and Honey. They automate the process. For instance, when you get to the checkout of an online store, you click on the Wikibuy icon and it tries every available promo code in a few seconds, selects the offer with the most savings and applies it. While there are no guarantees that a working code will be available, if there are codes out there, these shopping tools find them and perform the tedious task of copying and pasting them one at a time. One caveat with these browser extensions: They track a copious amount of your personal information, so be sure to read the fine print before installing.

Play hard to get. If you can’t find a code, one of Varley’s favorite strategies is to choose your items, fill your virtual shopping cart and, at checkout, “abandon” it, though bookmark the cart’s URL because you may need it later. “If you leave, a majority of companies will follow you across the internet with ads giving you a discount off what you had in your cart. It’s called a retargeting ad and used all the time in e-commerce space,” he says. Once you have the code, simply click on the saved URL and apply it. With some stores, you may also get an email urging you to complete the transaction with a discount code as an incentive.

Set up a special email account. While joining loyalty programs can reap rewards, you are also likely to be bombarded with emails every day. To keep your inbox clear, create an account such as mynamecoupons@, suggests Amy Chang, lifestyle savings expert at Slickdeals.

Understand why codes don’t work. RetailMeNot’s Sara Skirboll says it all comes down to the fine print. A code may have expired, may not be applicable to specific brands, may not be transferrable or may only be able to be used once. It’s also possible your purchase didn’t fulfill the requirements of the code, such as spending a certain amount. Consider the source: Did the code come directly from the business or did a friend of a friend pass it along? Most people who share codes aren’t being malicious; they just don’t realize that they received a unique promo code.

Loyalty pays. If you are a big fan of a specific retailer, restaurant or brand (even local ones), sign up for its loyalty program, follow it on social media or download its app. Not only are you likely to receive promo codes, but you’ll also probably receive a nice bonus code on your first purchase just for signing up.Want to get the highest quality products with the lowest prices while shopping?Buy Now

GetUpside is a brand new mobile app to the cash back rewards scene, on a fast path to shaking up the market in a good way. The GetUpside mobile app provides active users with cash back on purchases such as gasoline, groceries, restaurants, coffee shops and everything in between.Try to find ways to save much money? Promosstore is the best place for you to get coupons, vouchers and deals to help you save much money on your purchase. To get more news about adairs coupon code, you can visit promosstore official website. This mobile app is currently in phases of rapid expansion, applicable in over 12,000 gas stations and thousands of other establishments. Mainly available right now on the United States east coast, most of the availability for GetUpside locations are found in the following states:

Alabama, Arkansas, Connecticut, District of Columbia, Delaware, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, North Carolina, Nebraska, New Hampshire, New York, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Vermont, and West Virginia.

Find yourself outside of these states? If so, don’t fear. GetUpside is expanding their operations at lightning pace. In the meantime, there are plenty of alternative cash back mobile apps available, including Drop, Ibotta and Dosh.

However, is there any legitimacy to this growing app GetUpside? How does GetUpside work? How do you withdraw your funds and actually get the cash back that you’ve earned? We will dive into these questions, some lucrative GetUpside promo code opportunities, and much more in the extensive guide to GetUpside found below. When you sign up for cash back related programs, whether through credit card offers, one-time mailings, or mobile apps such as the one in question, you will typically receive cash rewards as an incentive for making specific purchases at noted stores.

A far more convenient and less invasive option into your finances, mobile apps are the ideal option to make a bit of additional pocket money for purchases that you are likely already making in the first place.

With mobile apps such as GetUpside, the long-dubious concept of “money for nothing” truly becomes a reality. By upending the method in which most cash back companies make their profits from consumers and store owners, GetUpside provides extensive reward opportunities for purchases at places such as gas stations, restaurants, grocery stores, and even big-box retailers such as Walmart and Target.

GetUpside has begun partnerships with thousands of local businesses to ensure they remain one of the most diverse cash back mobile app options available. This is explained as a win-win situation for both customers and business owners. Business owners are able to increase their customer base. Customers receive cash in hand for essential purchases that they are making already.Want to get the highest quality products with the lowest prices while shopping? Read More

Qualys is a sponsor of this year’s AppSec Europe, and if you use our code QLYS-EU100 you will get a €100 discount on your registration for this event, to be held in Italy from June 27 to July 1st.Try to find ways to save much money? Promosstore is the best place for you to get coupons, vouchers and deals to help you save much money on your purchase. To get more news about www.promosstore.com, you can visit promosstore official website.

The conference is organized by OWASP, a nonprofit with 200 chapters in 100 countries whose mission is to “make software security visible.” OWASP, which stands for Open Web Application Security Project, seeks to help individuals and organizations worldwide make informed decisions about software security risks.

The AppSec conferences are OWASP’s largest outreach efforts for advancing its mission to spread security knowledge. These events feature technical talks by experts in security, DevOps and cloud, panels where speakers debate tough topics, training sessions for hands on learning, keynotes from industry leaders and an expo section where vendors show their latest products.

AppSec Europe, which will be held at the Marriott Park Hotel in Rome, will feature Charlie Miller, Senior Security Engineer at Uber ATC, as keynote speaker. Miller, who has a Ph.D from the University of Notre Dame and has authored three infosec books, will deliver a talk titled “Bugs ruin everything.”

PrintQualys has been a longtime supporter of OWASP, including via our our FreeScan OWASP Web App Audit product, which tests your web apps to see if they comply with the latest OWASP guidelines for defending against online attacks.Want to get the highest quality products with the lowest prices while shopping? Buy Now

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The Kentucky Lottery has expanded into online gambling, becoming the third state to offer lottery sales online after Michigan and Georgia. Minnesota implemented then banned online sales in 2015 after faith-based groups protested scratch-off sales.Get more news about 菲律宾彩票包网服务,you can vist loto98.com

The Kentucky Lottery expects about $7 million in online sales for the fiscal year 2017; for fiscal year 2016, total lottery sales of all types are expected to be $994.5 million.

As of last Sunday, players who register and deposit money can buy Powerball, Mega Millions and Kentucky Cash Ball tickets for as long as 13 weeks. At least five Instant Play scratch-off games, ranging from 50 cents to $3, are available, with more coming.

The lottery corporation board voted in March 2013 to start Internet sales and to launch Keno. Keno went live in November 2013. There are no plans to add online Keno games.“It’s delivery of an existing product, just through a different channel,” Polston said. “We’re offering games we already have in retail, just through a different means.”

The move is seen as a way to draw younger customers who are used to online retail.

In Europe, where online lottery sales have been available for more than a decade, 70 percent of purchases of Internet lottery tickets are to players ages 18 to 35, Polston said. In Kentucky, only about 25 percent of people in that age range bought a lottery ticket in the past year, he said.

“Our customers are aging, and in order to maintain our business, we need to be more attractive to a younger demographic who are accustomed to conducting a majority of their retail purchases online,” Arch Gleason, president and CEO of the Kentucky Lottery, said in a news release. “This group is very mobile, and they expect brands to be accessible online and on their devices. We’re delivering what they want.”

Gleason said that online sales are expected help, rather than hurt sales at the 3,200 lottery retailers. In Michigan, store sales rose 6 percent once online sales started; in Georgia, retail sales rose 4 percent, Polston said.

Players can put money in accounts either directly with a credit card or at retail stores; retailers will get a 5 percent commission on the deposits, which are considered sales. The smallest amount that can be deposited is $10; the daily maximum is $200.

To help boost store sales, for at least the first six months of Internet lottery sales in Kentucky, players who put at least $20 in their accounts in a single transaction at a store will get an extra $5 in “bonus bucks” in their online account.Players can’t remove funds they have deposited but can cash out winning either directly to a bank account or by requesting a check.

Kentucky Lottery officials said they have set controls designed by the National Council on Problem Gambling that safeguard players. Among them is a maximum deposit by a player of $500 a week and $1,000 a month. There also is a “play clock” visible on the screen, so players can see how long they have been playing at all times.

Adding the online games has not cost the state any extra money, Polston said. The existing lottery vendor, IGT, will get 16.99 percent of winnings after prizes are paid out. The bulk of the rest goes into college scholarships, grants and literacy programs, according to the lottery corporation.

Play Powerball online by selecting five main numbers from 1-69 and a single Power Ball additional number from a guess range of 1-26. US Powerball winning numbers are selected each Wednesday and Saturday at 23:00 EST*, and your official Powerball lottery ticket could make you the lottery world’s next dollar multi-millionaire! When you buy lottery tickets online with theLotter, you will see a scanned copy in your private theLotter account before every draw. Select your numbers for the next Powerball draw with quick pick, manual selection, or your saved lucky numbers!Get more news about 彩票包网服务,you can vist loto98.com Know where (and to whom) Powerball tickets are sold?

In 43 states, the District of Columbia, and the U.S. Virgin Islands, Powerball tickets are available at authorized lottery retailers, which means they are usually found at the same places that most other lottery tickets are – drugstores, gas stations, and grocery stores. The game can be played by anyone over the age of 18. You don’t have to be a resident of a Powerball state to play if you purchase your ticket in a Powerball state. You don’t even have to be a U.S. citizen to play and win the Powerball. How to Win the US Powerball Lottery Jackpot ?

With an impressive $40,000,000 starting jackpot, US Powerball offers the biggest starting jackpot of any world lottery, and its $1.58 billion personal best from January 2016 is the all-time lottery world record! Match all five main numbers and the Powerball and you could be celebrating a multi-million dollar win in America’s favorite lotto! Having trouble choosing which numbers to play? There are several strategies and methods to choosing lottery numbers. In addition to the jackpot, Powerball fans can win one of eight exciting secondary prizes including a second prize that starts at $1 million!

You walk into a convenience store, choose your lottery ticket and prepare to pay for your purchase with a credit card. But there’s an issue: the cashier informs you that your credit card might as well be Monopoly money — she can’t accept it because of state law.Get more news about 彩票包网,you can vist loto98.com

But why is this the case? It turns out there are a few reasons many states prohibit using your credit card for lottery ticket purchases. We’ll explore a few of the reasons some states outlaw credit card lottery purchases, and why even if your state allows it, you should think twice before swiping for a chance at riches.

The average U.S. millennial spends about $976 a year on lottery tickets. The allure of the lottery is understandable; for a few bucks, you have the chance to become wealthier. However, it’s hard for many people to understand just how small of a chance you have to actually win.

Here’s a little help to put your odds in perspective: You have a better chance of winning an Oscar than seeing the numbers on a televised lottery broadcast match your ticket numbers. Besides the terrible odds, you may be restricted to certain payment methods if you purchase a lottery ticket. There are a few factors that will determine whether you can use plastic to buy tickets for popular lotteries like Powerball or Mega Millions.

For example, there are about two dozen states that outright ban the use of credit cards to buy lottery tickets to prevent people from gambling with money they don’t have in their accounts. There are also six states that don’t sell lottery tickets because they don’t have state lotteries and don’t participate in multi-state lotteries: Alabama, Alaska, Hawaii, Mississippi, Nevada and Utah. Although it’s not explicitly prohibited to buy lottery tickets with a credit card in these states, many state legislatures have complicated the matter. You can still be barred from purchasing lottery tickets if a specific merchant decides they don’t want to accept credit card payments for lottery tickets. For example, you can’t go out and buy lottery tickets with a credit card at Safeway. In fact, some retailers and states even prohibit debit cards for purchasing lotto tickets.

Can you buy lottery tickets with a credit card? Yes, with some restrictions regarding the state and store as mentioned above. The question to ask yourself is whether or not using credit is a responsible way to spend your money. Here are a few reasons why your money is better spent (or invested) elsewhere.

An item specifically for wow classic gold priests, Shadow's Eye is comparable to Foror's Compendium of Dragon Slaying along with the Mature Blue Dragon Sinew. It's a part of a quest series that ends Benediction's Staff, in this scenario, with the reward of an epic thing. Additionally, it drops from roaming elites, now in Wintersrping and the Blasted Lands, and yet another world boss, Lord Kazzak. It's a good item sell and to farm at the Auction House. It drops every period from Lord Kazzak in a rate of 85%.
If you have this in your stock and play retail, consider yourself stinking rich. This is an item that exists in WOW Classic, and may only be gotten by assisting a Warlock complete their Dreadsteed of Xoroth quest chain. This item drops from a boss in Dire Maul but just where dwells the fearsome Dreadsteed when you kill him as a part of opening a portal to Xoroth's demon planet.
Highly prized by WOW Classic hunters, it's a part of the epic quest that begins in Molten Core and ends with a purple quiver that is coveted. The drop rate is 0.4 to 0.6% by the nameless blue dragon mobs in Winterspring, however if you are lucky enough to fall Azuregos as he pats during Azshara that goes up to a whopping 80 percent. Good luck getting to the dragon before the other faction does.
Yup, Stratholme again, but this product is mywowgold gold wow classic a world fall, meaning you can find it in a variety of places other than the dungeon. That doesn't improve the drop speed, which is roughly 0.2% no matter where you're, but you may farm in many different locations instead of the identical instance again and again. Bosses and mobs in Scholomance and Dire Maul fall the Skullflame Shield, as do certain critters wandering in the wilderness in Winterspring and Azshara.

Recently there has been a massive surge of aspiring traders and investors rushing to open a brokerage account.To get more news about WikiFX, you can visit WikiFX news official website.

Yes. With crisis comes opportunities, but if youre in a position where you have zero or very little experience in the financial markets, you are literally jumping out of the plane without a parachute.

I want to share with you 3 things you need to do before you take the leap of faith so that you dont get burnt by the financial markets.This is the first and most important step that most get-rich-quick traders skip. They want to come out of this a millionaire.

This just shows that most people are just ignorant and delusional when it comes to making money in the financial markets. 　　Due to the fact that most people are not willing to put in the patience, they would blow their accounts really fast and get burnt.

I‘ve received so many emails from people telling me that they’ve blown their accounts because they never took the time to learn trading properly and because they rushed the whole process.

Most people think that they can just quit their jobs and go into full time trading within 1 month. There are even people who think that I encourage people to quit their jobs after watching 1 YouTube video on my channel, which just portrays their complete ignorance.

Some people would read about the overnight bitcoin millionaire or options millionaire and envision that they can achieve the same results.

The truth about trading is that you just cant watch 10 trading videos and go into trading a live account the next day. Neither can you attend a 2-day workshop and then go into full time trading within 1 month.

Just like any other profession, you need to give it some time. The average trader takes 3 years to become profitable, and youre thinking that you can get there within 3 months？!

I don‘t care if you attend workshops, watch videos or read books to learn trading, just make sure that you don’t skip this step.

I don‘t care who you learn from. Just make sure you learn from a proven mentor rather than someone who just shoves you the get-rich-quick lifestyle. And also, don’t learn from me if you dont like my content or videos. Simple as that.Being an entrepreneur is not for everyone. Some people are just born to be employees, and thats fine. Same thing with being a trader or investor. It is just not for everyone.

If you feel that trading is not for you, you are free to go pursue something else. There are lots of ways to make money nowadays from e-commerce, freelancing, drop-shipping or even starting your own café. Trading is just one of those ways to make money.

If you find yourself getting bored from looking at charts and reading trading books, then this might not be suitable for you.

If you find yourself being more interested in finding out how to make good coffee than how to trade the EUR/USD, then maybe trading isn‘t’ for you.

Can you imagine if Gordan Ramsay decided that he should pursue trading instead of cooking because trading is more profitable？ The thing is, if youre super good at what you do, you can make money from any industry that you pursue.

You need to have passion in the financial markets to help you withstand those day where you feel like quitting, because trust me, you will have those days.

Passion is the one thing that will get you up in the morning to check the markets even when you feel tired. Passion will keep you going when it gets hard. 3. Have a Proven Trading Plan & Strategy

Over the years of meeting so many traders, I realized that most traders go into trading without a proper plan. Basically, they gamble the markets without a proper strategy.

Without a proper and proven strategy, you are literally setting yourself up for failure. If you have a losing trade today, you wouldnt know exactly why did you lose money. That is a big problem.

If you don‘t know the reason why you lost money, you wouldn’t learn from it and hence you would be forever stuck and not progress.

Being a random trader will not get you anywhere. Neither is using a strategy that youre not comfortable with using.

A lot of traders follow strategies that are given to them by their mentor or after finding out about it in a forum without taking into account their trading personality.

And speaking of online forums, they are also where most losers gather. So if you want to be a loser as well, be my guest and join them!

Anyway, as I was saying. If you have a trading personality that is suitable for short term trading, then there is no point for you to go out there and buy a trend following trading system that would require you to hold your trades long term. It just doesnt make sense!

And yet so many traders are going around asking questions like “What strategy or indicator do you use？”. As if after getting the answer, they will miraculously turn into a millionaire trader, which is complete nonsense.

That is like asking Tiger Woods, “What golf set brand do you use？”. This is the kind of ignorant and delusional thinking that cause most traders to lose. They think that trading is all about having the best strategy ever.

The Bank of England has warned that the coronavirus pandemic will push the UK economy towards its deepest recession on record.To get more news about WikiFX, you can visit WikiFX news official website.

It said the economy was on course to shrink 14% this year, based on the lockdown being relaxed in June.

Scenarios drawn up by the Bank to illustrate the economic impact said Covid-19 was “dramatically reducing jobs and incomes in the UK”.

Policymakers voted unanimously to keep interest rates at a record low of 0.1%. 　　However, the Monetary Policy Committee (MPC) that sets interest rates was split on whether to inject more stimulus into the economy.

Two of its nine members voted to increase the latest round of quantitative easing by £100bn to £300bn.

The Bank's analysis was based on social distancing measures being gradually phased out between June and September.

The Bank's scenario showed the UK economy plunging into its first recession in more than a decade. The economy shrinks by 3% in the first quarter of 2020, followed by an unprecedented 25% decline in the three months to June.

This would push the UK into a technical recession, defined as two consecutive quarters of economic decline.

Rebound For the year as a whole, the economy is expected to contract by 14%. This would be the biggest annual decline on record, according to Office for National Statistics (ONS) data dating back to 1949.

It would also be the sharpest annual contraction since 1706, according to reconstructed Bank of England data stretching back to the 18th Century. 　　While UK growth is expected to rebound in 2021 to 15%, the size of the economy is not expected to get back to its pre-virus peak until the middle of next year.

Andrew Bailey, Governor of the Bank of England, said he expected any permanent damage from the pandemic to be “relatively small”. The economy was likely to recover “much more rapidly than the pull back from the global financial crisis,” he said.

Mr Bailey also praised the action by the government to support workers and businesses through wage subsidies, loans and grants. He said the success of these schemes meant there would be “limited scarring to the economy”.

James Smith, research director at the Resolution Foundation, said the hit to the economy this year was equivalent to £9,000 for every family in Britain.

He said: “Faced with this huge economic hit, both the Bank and the Government have made the right call in taking bold action to protect firms and families as much as possible.” 　　The UK government is expected to start easing lockdown restrictions next week.

The Bank stressed that the outlook for the economy was “unusually uncertain” at present and would depend on how households and businesses responded to the pandemic.

It assumes job losses and shrinking pay packets will continue to weigh on the recovery, with British families remaining cautious about shopping and socialising for at least another year.Average weekly earnings are expected to shrink by 2% this year, reflecting the fall in wages for furloughed workers.

The Bank said sharp increases in benefit claims are “consistent with a pronounced rise in the unemployment rate”, which is expected to climb above 9% this year, from the current rate of 4%.

Under the Bank's scenario, inflation, as measured by the consumer prices index (CPI) falls to zero at the start of next year amid the sharp drop in energy prices.It is also expected to remain well below the Bank's 2% target for the next two years.

The Bank warns that this is not a typical forecast and that “many other scenarios are plausible”. But these numbers provide the sharpest analysis yet of the economic challenge of the virus and its pandemic.

Nonetheless the Bank has chosen to continue with levels of economic stimulus announced last month. The Monetary Policy Committee chose to keep base rates at their record low of 0.1% and its bond buying quantitative easing programme at £645bn.

Two members of the nine-member MPC voted to further increase the funds pumped into the government borrowing market by £100bn, suggesting the Bank may yet do more.

Several hedge fund giants have raised their bullish bets on gold, according to Wall Street source.To get more news about WikiFX, you can visit WikiFX news official website.

These include Elliott Management led by Paul Singer, Caxton Associates managed by Andrew Law and Dymon Asia Capital founded by Danny Yong.

According to latest Commitment of Traders report released by the US Commodities and Futures Trading Commission(CFTC) on May 1st, as of the week ending on April 28th, speculative net longs increased by 13,158 to 262,729 contracts, signaling a growing bullish bet on gold. Speculators are betting that a new round of monetary easing and fiscal stimulus to tackle coronavirus epidemic around the globe will lead to currency depreciation and benefit gold.

US Treasury estimates that net volume of US T-Bond in circulation in Q2, 2020 will increase by US$3 trillion, which creates a new quarterly record. Analysts observed that measures taken by major global economies in the name of fighting the pandemic are essentially printing money without limit, and in such case gold makes an ideal save-haven asset against depreciating currencies.

Alex Mashinsky, chief executive of Celsius Network, said the massive monetary easing policies by central banks would boost the performance of safe-haven gold, while the rest of the gains could be driven by low interest rates and disruptions to gold mining. Wales has announced plans to modify the coronavirus lockdown so that from Monday people can exercise more than once a day, garden centres can reopen, and the government will look at reopening libraries and recycling centres.

Prime Minister Boris Johnson is due to announce the next steps in Britain's battle to tackle the coronavirus on Sunday following a review by ministers of the current measures that have kept millions at home for over six weeks. 　　“We believe there are some small and modest adjustments, which we could make to the regulations,” said Mark Drakeford, who heads the country's devolved government. “These very small and modest adjustments are things we know that we can do safely without having an impact” on the reinfection rate.

Bank of England recently announced the latest interest rate decision as the 9 members of Monetary Policy Committee(MPC) agreed unanimously to hold benchmark interest rate at 0.1%.To get more news about WikiFX, you can visit WikiFX news official website. 　　MPC also voted by a majority of 7:2 to keep bond purchase volume at 6,450 pounds, which was in line with market expectation.The 2 policymakers proposed to add another 100 billion pounds to the current bond purchase scheme. 　　BOC noted that buying bond with the present speed will make the government reach the upper-limit of the purchase scheme by July. 　　It‘s estimated that the pandemic will cause a swift decline of British economy which is expected to be temporary, and the economy will slowly revive afterwards.BOC expected Britain’s GDP to shrink 25% in 2020s second quarter, but up by 15% in the whole year of 2021. 　　Bank of Englands Governor Bailey expects that the impact of the epidemic on economic demand will continue for about a year after lifting the lockdown restrictions. From previous experience,increasing QE is a negative factor for the pound, because issuing more pounds will lead to depreciation of the currency.

Students at Nottingham Trent University ordered thousands of products for free after discovering an Amazon Prime discount code.Try to find ways to save much money? discountscat is the best place for you to get coupons, vouchers and deals to help you save much money on your purchase. To get more news about Snapfish Coupon, you can visit discountscat official website.

One student ordered products worth £2,100 through the website and a receptionist on the desk at the Gill Street North student residence said she was inundated with almost 3,000 parcels.Ciaran Vaughan, 19, a second year business management and marketing student, said he discovered a discount code in the early hours of Friday morning (October 25).

When the code 'welcome5' was typed in on Amazon it applied a £5 discount to any product, allowing students to bag a bargain.The catch was that the discount only applied to student Prime memberships.I was gassed and excited," Mr Vaughan told Nottinghamshire Live.

"In the early hours of the morning on the Friday I was trying to be productive and I went on Amazon to do some shopping."Then I came across the 'welcome5' code. I got pretty lucky with that."As soon as I realised it was working I took advantage and I told my housemates and they told others.

"I bought things under a fiver like house essentials because I'm a second year now living in a house.

"If you are getting stuff free you cannot complain. I was over the moon."A 19-year-old construction management student, who asked to remain anonymous, said he ordered £2,100-worth of free items.

These included lip balm, hats, gloves, inflatable pillows and water bottles which he said would go to those who are sleeping on the streets in the city.

Other items for himself included deodorant, toothpaste and body spray, which he believes will last him his entire degree.It’s just down to those who take advantage of it when it happens. Luckily in this case it was students."

Pictures show both Byron and Gill Street North filled with bags of Amazon parcels which shocked receptionists were then left to sort through.

A receptionist at Gill Street North, who also asked to remain anonymous, added: "We were super busy from Thursday to Saturday as we had to sort out nearly 3,000 parcels in Gill Street alone."Want to get the highest quality products with the lowest prices while shopping?Buy Now

To celebrate Mother’s Day (it’s this Sunday for anyone who isn’t yet organised), KFC is discounting their entire menu by 25 per cent when you purchase through Menulog and use the code KFC4MUM at checkout.Try to find ways to save much money? Promosstore is the best place for you to get coupons, vouchers and deals to help you save much money on your purchase. To get more news about vodafone promo codes, you can visit promosstore official website.

Kristi Woolrych, CMO at KFC Australia said the nation must always recognise our caring and compassionate mums.“We couldn’t think of a better way to do this than by dedicating an entire long weekend to mums,” Woolrych said in a statement released to the media early on Tuesday morning.

Mums across the country are under more pressure than normal this year, so it’s even more important that you treat her during this long weekend.”

The offer is only available through Menulog from Saturday, May 9 until stores close on Monday, May 11. You also need to spend a minimum of $30 in one transaction as well.

It follows a hugely successful Easter weekend free delivery promotion that was offered through Menulog at participating KFC restaurants across the country. enjoy a 15 per cent discount when registering for upcoming games industry conference Devcom 2019

The event will take place in Cologne, Germany, from August 18th to August 19th just ahead of Gamescom, Europe’s largest consumer games show. The conference is the official Gamescom game developer event, intended for many indie studios to meet one another, and successful people from within the industry.

There are a number of guest speakers lined up for the event, such as Benjamin Archard from 4A Games, Snapshot Games’ Elena Nikolova, Hiromi Ishikawa of Vantan Game Academy, Tero Virtala from Remedy Entertainment Plc and Eric Jacobus of SuperAlloy Interactive will be taking part.Want to get the highest quality products with the lowest prices while shopping? vist www.promosstore.com

The right software platform can make it quick and easy to generate unique discount codes. This allows you to give your customers something that they not only want but expect… personalisation! Try to find ways to save much money? Promosstore is the best place for you to get coupons, vouchers and deals to help you save much money on your purchase. To get more news about promosstore coupon code, you can visit promosstore official website.

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They can be used to welcome a lapsed customer back to the fold, give a loyal customer a special treat on their birthday or mark the anniversary of their first (or most recent) purchase. And with sophisticated automation, you can generate high volumes of these unique codes and distribute them to customers at the times when they are most likely to be used with a bare minimum of effort.

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